Empowering You to Retire the Right Way

We help seniors throughout California, Florida, Colorado, Arizona, & Texas, tap into their home equity and finance great retirements. Access the funds you need to accomplish your long-term goals with a Reverse Mortgage.

Welcome to Retirement Home Equity Advisors

We are a Reverse Mortgage brokerage offering an empowering way for homeowners to tap equity and finance great retirements. Retirement shouldn’t mean having to constantly compromise your financial peace of mind – and with a Reverse Mortgage, it doesn’t have to. You have worked your whole life to enjoy a relaxing and fulfilling retirement. Using the equity in your home through a Reverse Mortgage can be a great way to create more flexibility, freedom, and financial security throughout your golden years.

Unlike others, at RHEA, we specialize exclusively in Reverse Mortgages. We have a profound understanding of this financial product and we deeply value educating our clients. This means you will get the knowledge you need to proceed, or not, with confidence. We are not a call center. We are a local, family-owned-and-operated business that cares immensely about those we help and serve in our community. You come first, and that’s how it should be.

Our patient and caring team is dedicated to finding the best borrowing option for you through partnerships we have strategically cultivated with some of the country’s top Reverse Mortgage Lenders. This allows us to offer the most advantageous Reverse Mortgage options to our clients, no matter what their situation. More importantly, we take the time to guide and educate you throughout the entire process. You can trust us for complete transparency, creative solutions, and total expertise in all things Reverse Mortgage. Let us help empower you to finance a great retirement.

Reverse Mortgage Programs

A Reverse Mortgage can help homeowners 62 and older comfortably age in place by offering access to the growing equity they have in their residential property—with no monthly payment and no repayment required until the loan is terminated—and an abundance of options for how to receive and spend the proceeds. Learn more about each program and decide which is best for you.

Home Equity
Conversion
Mortgage

Proprietary
“Jumbo” Reverse
Mortgage

Home Equity
Conversion Mortgage for Purchase

The 6 Benefits of a Reverse Mortgage

 

A Reverse Mortgage can help homeowners 62 and older comfortably age in place by offering access to the growing equity they have…

+ Eliminate Debt

Find relief from burdensome monthly financial obligations.
——

  • Repay current mortgage.
  • Pay off credit cards.
  • Consolidate other loans.

+ Make Improvements

Provide a financial solution to safely and comfortably age in place.
——

  • Make needed repairs and maintenance.
  • Pay for major remodeling projects.
  • Upgrade home electrical and plumbing systems.

+ Access Cash

Improve cash-flow for financial independence and peace of mind.
——

  • Pay day-to-day living costs.
  • Provide for unexpected emergencies.
  • Cover large expenses.

+ Get a Stream of Funds

Maintain a line of credit for financial security and flexibility.
—–

  • Get through ups and downs in the market.
  • Cover property taxes and insurance premiums.
  • Create an additional retirement income stream.

+ Extend Nest Egg

Bridge the financial gap between retiring and collecting benefits.
—–

  • Defer Social Security payments.
  • Delay tapping into savings or investments.
  • Pay taxes on traditional IRA rollover.

+ Pay for Healthcare

Ease the financial burden of rising healthcare needs and expenses.
—–

  • Provide for in-home and long-term care.
  • Pay for Medicare premiums and copays.
  • Cover unforeseen health crises.

Interested in a Reverse Mortgage?

Customer Feedback

Taryn and Deb were extremely helpful and concise with navigating a complex loan scenario with many variables. They have much experience and work hard to make goals possible. We made the right choice and are grateful to have found this team of dedicated and knowledgeable specialists.

Gary S.

When we first began our research, we discovered that most brokers do not have much experience with reverse mortgages. However, once we received a referral to RHEA, we realized we were in the right place. Taryn is very knowledgeable about all the ins and outs of reverse mortgages, and she was able to guide us with care every step along the way. She answered all of our questions, provided good advice, and stayed helpful and responsive to the completion of our loan process. We are very satisfied and would highly recommend RHEA and Taryn!

Larry O.

Both Taryn & Deb were in constant communication, their professionalism was Above & Beyond. Very friendly, this is who you want to work for you in obtaining your Reverse Mortgage. Not all Brokers are created equal. I am a very satisfied customer. A Big Thank You to both Taryn & Deb!

Patty J.

First class all the way. Taryn walked me though a difficult closing and saved me thousands of dollars along the way. I would recommend her without reservation.

Karl S.

I was very lucky to get Taryn to do my loan, as she was able to explain everything so I could understand the loan. I would use her again or tell others how great she is. thank you Taryn.

Barbrara W.

Taryn and her team were terrific -- my loan had some complications regarding documentation that she persistently overcame. I ended up with a solid Reverse Mortgage at a great rate. I'm very satisfied.

Larry K.

Gary StoefenGary Stoefen
03:35 17 Mar 22
Taryn and Deb were extremely helpful and concise with navigating a complex loan... scenario with many variables. They have much experience and work hard to make goals possible. We made the right choice and are grateful to have found this team of dedicated and knowledgeable specialists.read more
Larry OwensLarry Owens
23:56 30 Nov 21
When we first began our research, we discovered that most lenders do not have... much experience with reverse mortgages. However, once we received a referral to RHEA, we realized we were in the right place. Taryn is very knowledgeable about all the ins and outs of reverse mortgages, and she was able to guide us with care every step along the way. She answered all of our questions, provided good advice, and stayed helpful and responsive to the completion of our loan process.We are very satisfied and would highly recommend RHEA and Taryn!read more
Kevin CavanaughKevin Cavanaugh
16:27 18 Nov 21
Hello, I, Would Like To Write A Review Regarding aRhea Review. Regarding Taryn... Proctor, And Debra Giordino.At Retirement Home Equity Advisors Firm.Taryn And Debra Are On Top Of There Game. They Are Very Responsive,And Work Dillengently With There Clients To Achieve Your Objective. They Also Take The Proper Procedure And Make The Whole Process Simple To Understand.My Wife And I, Want To Say That With Taryn And Debra's Efficiency And Updated Progress On Our Reverse Mortgage Throughout The Duration of The Process Was Simplified And Updated At All Times All The Way Until Closing Date. We Would Like To Say You Have Been A Great Help.Thank You! (New Clients.)Kevin & Carolyne Cavanaugh.North Bay. California. (5) Star Review From Us.Great Service, Great People. Great Results. Give Them A Call, You Won't Be Disappointed. You'll Be Glad You Did.read more
Patty JacobPatty Jacob
08:09 18 Nov 21
Both Taryn & Deb were in constant communication, their professionalism was... Above & Beyond. Very friendly, this is who you want to work for you in obtaining your Reverse Mortgage. Not all Lenders are created equal. I am a very satisfied customer. A Big Thank You to both Taryn & Deb!read more
Sharen RingSharen Ring
23:30 22 Oct 21
Taryn & her assistant Debra were nothing short of awesome! An adjustable... reverse mortgage can be confusing at times but all my questions were answered even if I asked a second time for an explanation! Because they are a broker Taryn will search for the best lender for your situation! Don't hesitate to call!read more
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Taryn and her team were

Taryn and her team were terrific — my loan had some complications regarding documentation that she persistently overcame. I ended up with a solid Reverse Mortgage at a great rate. I’m very satisfied.

Larry K.

I was very lucky to

I was very lucky to get Taryn to do my loan, as she was able to explain everything so I could understand. I would use her again or tell others how great she is. Thank You Taryn

Barbara W.

Taryn was very eager getting

Taryn was very eager getting back to me. She was very friendly and thorough. She made my refinancing go very smoothly. I would highly recommend Taryn for your Reverse Mortgage refinancing

Henry F.

Taryn handled our recent reverse

Taryn handled our recent reverse mortgage refi at a very high level of professionalism. I would highly recommend her services. Taryn always answered our questions and always returned our phone calls very quickly. My wife and I were so pleased with her attention to detail. We give five stars and she deserved them. A great professional.

Thomas P.

As a client of Taryn

As a client of Taryn Proctor, I found her to be skilled, knowledgeable, professional and quite pleasant. Through her effectiveness, the process of refinancing my existing reverse mortgage loan went smoothly, despite a couple of unforeseen obstacles that she handily resolved. Her written skills also played an important role in accomplishing this objective and I would highly recommend her to other potential clients.

Reul M.

Both Taryn & Deb were

Both Taryn & Deb were in constant communication, their professionalism was Above & Beyond. Very friendly, this is who you want to work for you in obtaining your Reverse Mortgage. Not all Lenders are created equal. I am a very satisfied customer. A Big Thank You to both Taryn & Deb!

Patty J.

Taryn and Deb were extremely

Taryn and Deb were extremely helpful and concise with navigating a complex loan scenario with many variables. They have much experience and work hard to make goals possible. We made the right choice and are grateful to have found this team of dedicated and knowledgeable specialists.

Gary S.

When we first began our

When we first began our research, we discovered that most lenders do not have much experience with reverse mortgages. However, once we received a referral to RHEA, we realized we were in the right place. Taryn is very knowledgeable about all the ins and outs of reverse mortgages, and she was able to guide us with care every step along the way. She answered all of our questions, provided good advice, and stayed helpful and responsive to the completion of our loan process. We are very satisfied and would highly recommend RHEA and Taryn!

Larry O.

Both Taryn & Deb were

Both Taryn & Deb were in constant communication, their professionalism was Above & Beyond. Very friendly, this is who you want to work for you in obtaining your Reverse Mortgage. Not all Lenders are created equal. I am a very satisfied customer. A Big Thank You to both Taryn & Deb!

Patty J.

First class all the way.

First class all the way. Taryn walked me though a difficult closing and saved me thousands of dollars along the way. I would recommend her without reservation.

Karl S.

I was very lucky to

I was very lucky to get Taryn to do my loan, as she was able to explain everything so I could understand the loan. I would use her again or tell others how great she is. thank you Taryn.

Barbrara W.